Deposits Products


  
  • This flexible savings account has no fixed term and allows withdrawals at any time. Minimum of 100.00 Php to open an account. Maintaining balance is 1,000.00 Php to earn interest.
  
  • Can be withdrawn anytime if not collateralized by LALID loan. Minimum of 100.00 Php to open an account. Maintaining balance is 1,000.00 Php to earn interest.
  
  • A deposit account that earns interest and matures on a specified date. It is an investment certificate with a fixed term and agreed-upon rate.

Click here to view the ICC Time Deposit Rates
Amount 1 YEAR
Monthly Quarterly Yearly
10,000-100,000 2.46% 2.48% 2.50%
100,001-500,000 2.71% 2.73% 2.75%
500,001-1,000,000 2.96% 2.98% 3.00%
Above 1 million 3.21% 3.23% 3.25%
3 YEARS
10,000-100,000 4.21% 4.23% 4.25%
100,001-500,000 4.46% 4.48% 4.50%
500,001-1,000,000 4.71% 4.73% 4.75%
Above 1 million 4.96% 5.00% 5.96%
5 YEARS
10,000-100,000 5.21% 5.23% 5.25%
100,001-500,000 5.46% 5.48% 5.50%
500,001-1,000,000 5.71% 5.73% 5.75%
Above 1 million 5.965% 5.98% 6.00%
7 YEARS
10,000-100,000 6.21% 6.23% 6.25%
100,001-500,000 6.46% 6.48% 6.50%
500,001-1,000,000 6.71% 6.73% 6.75%
Above 1 million 6.96% 6.98% 7.00%
  
  • A minimum deposit of P1,000.00 is needed to earn interest on share capital. To qualify as a Member in Good Standing (MIGS), regular members must have at least P6,000.00 in paid-in shares. The share capital requirement ranges from a minimum of P10,000.00 to a maximum of P300,000.00.